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27 Senior Discounts for 2020 That Help You Get The Most Of Your Golden Years

Happy Couple

All Seniors should be taking advantage of these discounts.

Here we have shared 2020's best money saving tricks to help our seniors save big. You may be surprised at how often you are paying too much in the grocery store, on your monthly home payments, and even on travel and hotel rooms. Keep in mind that sometimes you have to ask if senior discounts are available. Many seniors were shocked to find out that they could save as much as $6,000 by using these online discounts and senior government programs.

1. Senior Discounts at Restaurants

  • Arbys: 10% off for 60 and over on Tuesdays
  • Perkins: Discounted 55+ menu
  • Chili's: 10% off every Tuesday (55+)
  • Denny's: 15% off for AARP members
  • Mcdonald's: Discounts on coffee
  • Outback Steakhouse: 10% off AARP members
  • IHOP: 55+ Discounted menu
McDonald's

2. Seniors Can Get $0 Electric Bills With This Program

There is a reason why so many people are installing solar panels on their homes. It’s actually not as difficult as it may seem to have installed, and you can receive huge cuts to your monthly power bill. See how this Colorado homeowner turned his 4 bedroom home's monthly power bill into $0 by installing solar panels. Additionally, some states are even providing tax breaks to homeowners who have these installed.

The government program called Federal Residential Renewable Energy Tax Credit is giving senior homeowners in certain zip codes rebates for having solar panels.

Cash Back

The rebates may actually cover most of the costs for setting up the panels, meaning solar panels could save senior homeowners thousands. These rebates incentivize homeowners to use clean energy by providing panel installations for free.

How do you find out if your home is eligible? We found the easiest website that is letting homeowners find out instantly if their home qualifies. Just click here to take the free, no obligation survey.

See if your zip code is part of the program »

2. Seniors Can Now Get A New Roof!

Everyone knows that a good roof is one of the most important parts of any home. Because of that, replacing an old and outdated roof can come with a hefty price tag. It used to be that replacing your roof would cost you thousands of dollars out-of-pocket.

Did you know that having a new energy-efficient roof can increase your home value as well as cutting your energy bills significantly? This puts money back into your pocket!

New Roof

Another benefit of updating your roof is the fact that older roofs can sometimes let water seep in, which can allow mold and other toxins to find their way into your home. Replacing your roof can actually improve your family's health. Click here to see if your home qualifies for cost reductions on a new roof.

Click her to see if your home qualifies »

3. Go Clothes Shopping With a Discount

Make sure you buy all your clothes at these places using an awesome senior discount!

  • Ross: 10% off for 60 and over on Tuesdays
  • Bealls Outlet: 15% off every Tuesday (50+)
  • Kohl's: 15% off on Wednesday (60+)
  • Goodwill: 10-20% off on select days (call your local store)
  • Banana Republic: 10% off (50+)
  • Stein Mart: 20% off red dot/clearance items first Monday of every month (55+)
  • Belk: 15% off first Tuesday of every month (62+)
Ladies with Coffee

4. Cash Savings Program Puts $21,573 Back In Homeowners Pockets To Remodel Their Home

This "Homeowner Cash Savings Program" is putting up to $21,573 back in homeowners' bank accounts and many are using the extra cash to make home improvements. People who have used this program are calling it "the greatest homeowner benefit program in modern history."

Check Your Eligibility Here »

Obviously, this program is incredibly popular with homeowners who want to have extra money to upgrade their bathroom or kitchen, but many are also using it to buy new appliances, refinish their basements, or install new hardwood flooring. The truth is, you can use the cash for anything you want to use it for.

Kitchen

URGENT: The end date for this "Homeowner Stimulus Program" hasn't been announced, but it could end at any time. While banks are praying that these programs expire soon, it's extremely important that homeowners check their eligibility ASAP. See if you qualify for free before it's gone »

Check Your Eligibility »

5. Travel Discounts

  • National Parks: Seniors ages 62+ get a lifetime pass for $80
  • Greyhound: 5% discount (62+)
  • Hertz: up to 25% off on Hertz Daily Member rates for AARP members
  • Dollar Rent-A-Car: 10% off (50+)
  • Priceline.com: save up to $500 on a Vacation Package
Couple on Vacation

6. Join Amazon Prime And Get a Discount at Whole Foods

Amazon Prime offers a free 30 day trial which include free two day shipping on millions of products. As a Prime member, you also get access to thousands of TV shows and movies on demand. Customers who have EBT or Medicaid cards receive a special discount on Prime making it just $5.99 per month.

If you are already a prime member, make sure to use your discount at Whole Foods. Members get an additional 10 percent off sale items, typically hundreds of products throughout the store, plus ongoing weekly deep discounts on select best-selling items.

Amazon and Whole Foods

7. Go On A Cruise

Cruises can be very relaxing and offer luxurious trips all over the world. Take your loved one or even go on a solo trip using your senior discount. Carnival Cruises, Norwegian, Celebrity Cruises, and Royal Caribbean will offer discounts to those travelers that are 55 and older. Visit their websites or call for more information.

Couple on a cruise

8. Seniors Get Hotel Discounts

  • Holiday Inn: 10-20% off standard rate (62+)
  • MGM Resorts: 5% off
  • Marriott: use Promo Code S9R for 15% off (62+)
  • Wyndham Hotels: Discount Off Lowest Rate Varies (Days Inn, Wingate, Ramada, Howard Johnson’s, Microtel Inn, Super 8, Travelodge, Hawthorn)
  • Choice Hotels: 10-30% off best rate, varies by hotel and location. Use AARP for additional discount. (Ascend, Cambria, Sleep Inn, Quality Inn, Clarion, Mainstay Suites, Woodspring Suites)
  • Hilton Hotels: (65+ with AARP Membership) - Discount varies
Hotel

9. Get a Reduction on Your Phone Plan

The top 3 cell phone companies offer a senior discount and it’s a fairly significant discount. Here are the current deals for seniors.

Verizon

  • Ages 55+ receive the following reduction:
  • One Line $60 per month + taxes & fees ($15 per month savings)
  • Two Lines $80 per month +taxes & fees ($50 per month savings)
  • Features Included: Unlimited 4G LTE data, DVD quality streaming, Unlimited Talk and Text, Verizon Up Rewards, Unlimited Mobile Hotspot
Lady on the phone

AT&T

If you’re an AARP member, save 10% on the monthly service charge of qualifying wireless plans and 15% on eligible accessories. Show your AARP membership card at an AT&T retail store or authorized retailer to get these savings.

If you’re 65 or older, the AT&T Senior Nation plan gives you 200 Anytime Minutes, Unlimited Mobile to Mobile Minutes, and 500 Nights and Weekends minutes, without roaming and long-distance charges.

T-Mobile

Seniors get a single line for $20/mo and $50 per month for two line plan

10. Seniors Never Pay For Covered Home Repairs Again

If you’re a homeowner, you already know the phrase “it’s always something”. Whether it’s an outlet that stops working, a plumbing leak, an appliance on the fritz, or something really serious like a furnace, you have almost no choice but to dig deep and pay big money for a repair.

Not anymore - still unknown to many homeowners is a brilliant Home Warranty program that could help millions of households never pay for these unforeseen covered problems. You likely have homeowners insurance, right? A Home Warranty Plan is similar to a homeowners' insurance plan, but it actually covers many things that an insurance plan won’t like a broken refrigerator, a broken furnace, and a broken dishwasher.

Fortunately, there is a special Home Warranty Program that is helping seniors save thousands of dollars. A lot of home emergencies are covered by this plan, making it simple and easy for seniors to take preventative measures to protect their home. Click here to see available plans just for you.

Get home repairs covered »

11. Receive Discounts On Medical Alert Systems

  • Bay Alarm Medical: Discounts available for ASA, AMAC, AARP, and USAA members
  • MedicalGuardian: Receive first month free
  • MobileHelp: Discounts for veterans and a partner of the Wounded Warrier Project verified
  • LifeFone: Receive two months free with the purchase of an annual plan
Elderly woman

12. New "Window Replacement" Service May Help Senior Homeowners Get New Windows for $0 Down

Did you know that the average homeowner can save up to 43% on their energy bills by simply replacing their windows? Replacing your old, drafty windows with new energy efficient windows with $0 down is now possible thanks to this hidden program. Replacing your windows has never been easier or more cost-effective!

In the past many homeowners who had windows older than 7 years old would delay making this upgrade because it costs a fortune. Not anymore - this website makes it possible to upgrade today without spending an arm and a leg.

Sliding door installation

New windows are often overlooked as an important home upgrade but this one upgrade can save you money every month, make your living area more comfortable (especially in the Winter!) and improve the overall look of your home. Savvy homeowners understand that replacing windows is a home improvement investment that not only increases home value, but can also put money back in seniors' pockets with lowered heat and AC bills. Click the button below to see if your home qualifies for the windows discount.

13. Get Discounts at the Grocery

Many seniors either don’t realize they get a discount at major grocery stores or forget to ask the cashier when they checkout. The next time you visit one of these chains, make sure you are getting the discount you’re entitled to:

  • Farm Fresh: 5% Discount on Tuesdays and Thursdays (55+)
  • Piggly Wiggly: usually 5% off one day of the week, inquire at your location (55+)
  • Kroger: 5% off on Wednesdays, varies by location (55+)
  • Publix: 5% off on Wednesdays, varies by location – usually in areas with a Kroger (55+)
  • Rite Aid: 20% off (excludes prescriptions) the first Wednesday of every month in the wellness 65+ program
  • Walgreens: Up to 20% off on Senior Savings Day, the first Tuesday of the month, for 55+ and AARP members
Couple Shopping

14. Seniors Get Cheaper Tickets On Flights

Many airlines do still offer some sort of senior discount. The best way to find out if a particular flight has a senior discount available is to find the flight online, then call the airlines reservations number and ask what senior discount is available. Sometimes the flight will be the same place or even slightly more when you call, HOWEVER, senior flights might be a different class, meaning less restricted

  • Southwest: 65+ When you book by phone for a senior discount. 1-800-I-FLY-SWA (1-800-435-9792); Senior fares are also fully refundable
  • Delta: Some flights, but must call to get senior pricing, 1-800-221-1212
  • American Airlines: 65+ only, book by phone to get a discount, call 1-800-433-7300.
  • United: Certain flights only, must call 1-800-241-6522 for discount to see if particular flight has a senior discount available.
  • Air France: Senior discounts available for those 60 or older, but only within France.
  • British Airways: Intermittent discounts for those 65+, call for details.
Man on a plane

15. Receive Discounts On Prescriptions

  • AARP: AARP members and their families can save 61% on average with the AARP Prescription Discount Card on FDA-approved generic, brand name, or specialty drugs, that your current prescription insurance or Medicare Part D plan fails to cover (Must be a member of AARP to access benefits)
  • Rite Aid: Save 20% on thousands of brand-name and generic prescription drugs by joining the Rite Aid Rx Savings Program
  • Costco: Costco members who have no prescription drug insurance or whose insurance does not cover all of their prescription medications can save up to 80% with their Prescription Program
  • CVS: CVS has the ExtraCare Savings and Rewards program which gives personalized coupons and can earn ExtraBucks by shopping and filling prescriptions
Pharmacy

16. Entertainment Discounts

  • AMC Theatres: up to 30% off (50+)
  • Carmike Cinemas: 35% off (65+)
  • Cinemark/Century Theatres: Moviegoers 60 or older save up to 35% on designated "Senior Days."
  • Regal Cinemas: Seniors get $10 movie tickets any day of the week. AARP members enjoy $3 off a large popcorn and soda.
People at the movies

17. New "HARP" Government Programs Offer Seniors a Huge Mortgage Discount Up To $271 a Month

Did you know there are federal programs seniors can use to slash their mortgage payment every month? Most seniors are unaware of the Government programs that the banks are trying to keep a secret.

These programs are helping homeowners who owe more than $100,000 on their home loan by reducing their payments by as much as $3,252 every single year. That is $271 taken right off your mortgage payment every single month, which is a huge discount seniors are not taking advantage of. The banks aren't thrilled about losing their profit and secretly hope homeowners don't find out before these programs expire.

Check

If lowering your payments by $271 every month and paying off your mortgage faster sounds like something that could help you, don't let any more time pass. We've found a site that easily tells you if you qualify for free and with no obligation, just click here.

URGENT: These programs could expire at any time and the banks will continue to try and keep it a secret. See if you qualify for free before it's gone »

How Do I Qualify?

Step 1: Select your state below and answer a few questions.

Step 2: After you enter some information about your home, you will find out how much you may save. It's an easy and quick way to put a lot of money back in your pocket!

Remember: You do not need to pay anything to see if you qualify. It's completely free and only takes a few minutes. Any other source that tells you otherwise should be avoided!

See if you qualify here »

18. Visit Zoos and Amusement Parks

  • SeaWorld Orlando: $3 off one-day tickets (50+)
  • Busch Gardens Tampa: $3 off one-day tickets (50+)
  • Most Zoos Offer 15-30% Off Tickets for Seniors - be sure to check with your local zoo. Take your grandchildren for a fun day learning about animals.
Giraffes

19. Get Huge Reductions on Car Insurance

If you are currently insured, are over the age of 50, drive less than 70 miles every day, and live in a qualified zip code, you may qualify for low car insurance rates. Many drivers pay over $200 every single month on their car insurance when they could be paying WAY less, especially if you do not have a traffic ticket in the past three years or do not have a DUI in your record.

This could be one of the hugest auto insurance reductions this country has seen in a decade. Several people were able to save money after retirement on their car insurance by visiting this savings website. Many drivers save 75% which totaled $536 every year by visiting the website and typing in their zip code.

Thumbs Up
Compare auto insurance rates »

20. Protect Yourself From Expensive Auto Repairs Now

How old is your car? If it is older than 3 years, or if you have more than 36,000 miles on your car, there’s a chance the warranty has expired. Many people think that they won’t have car issues for at least 8-10 years, but it is certainly better to be safe than sorry. The average American pays between $1,200-$2,000 for general repairs, and even more than $5,000 for engines and transmissions.

There are many options for you to extend your car's value and seniors may save up to 60%. See what options are available and keep yourself from being blindsided by a costly repair!

Mechanic
Minimze costs of repairs here »

21. Save On Your Property Taxes

Did you know that you may be available for exemptions on property taxes? For example, in Washington, you may claim an exemption if you are at least 61 years old in the previous year and have a household income of less than $35,000. Depending on your income level, this exemption can be standard, partial or full. Visit your state's government website to see how much you could save.

Property Taxes

22. Satisfy Your Sweet Tooth With These Savings

  • Ben and Jerry’s Ice Cream: 10% Discount for Seniors
  • Dairy Queen: 10% off for Seniors
  • TCBY: 10% off (55+)
  • Dunkin’ Donuts: (Show your AARP card) at participating locations free donut when you buy a large or extra-large hot coffee
  • Krispy Kreme: 10% off (50+)
Donuts

23. Seniors Save Up To 70% on Life Insurance in 2019

Even if you already have life insurance, many seniors find they are paying way too much for a less-than-great policy. Every year you age, your insurance premium rises 8-10% and these rising costs on life insurance can be difficult. You should be saving for retirement or already enjoying your retirement rather than making large payments every month.

Companies have made it very difficult to compare Life Insurance Policies side by side and see the pros and cons for each to find the best value because they want to overcharge on premiums.

Thankfully, there is a little-known website that has made it much easier to see how your policy ranks and finds you the discounts available. This way, you can choose the lowest online rate. This is unprecedented and has been a game changer to seniors in the United States this year. Many seniors may be eligible for a $250,000 policy for just $18 month. See what you could get by clicking here to see the discounts.

Click here to learn more »

24. Discounts on Auto Parts and Labor

Even auto parts stores offer senior discounts, which you may not know if you don't ask! Next time you need to replace your battery or get an oil change, make sure you ask about a senior discount at these places:

  • Jiffy Lube: 10% off services and parts (age and discount varies by location)
  • Pep Boys: 10% off (55+)
  • Midas Auto Service: 10% off (55+)
Auto Shop

25. Seniors Get Massively Discounted Home Insurance Rates Through New "Seniors First" Initiative

Your home is one of the largest financial investments you'll make in your lifetime. However, there are plenty of risks that come with this huge investment. From water damage, to liability from injuries, to theft — it's important to have insurance in place to safeguard your family and home from financial risk. Homeowner insurance protects your home from potential damage and disasters, including fires, vandalism, tornadoes, hurricanes, and thunderstorms. We've partnered with one of the top sites to search for reliable homeowners insurance.

Check to see if I qualify »

26. Treat Your Loved One (Or Yourself!) To 1-800-FLOWERS

AARP members get a good discount to 1-800-FLOWERS:

Members save 20% on online purchases or $20 when they spend $79.99 or more.

Your loved one doesn't have to know you didn't pay full price!

Flowers

27. Discounts on Haircuts

Don't forget to pamper yourself sometimes! Everyone needs a good haircut or trim every month or two. These places offer discounts:

  • Great Clips: $8 off hair cuts (60+)
  • Supercuts: $8 off haircuts (60+)
  • SmartStyle Hair Salons by Regis: 10% off services and products (65+)
Haircut

Don't Forget To Use Your Phone or Computer To Claim These Discounts:

1. Reduce Your Monthly Mortgage Payments Using This Government Program - Click Here to See If You're Eligible »

2. Claim a Car Insurance Cost Reduction - Click Here To Save Up To $536 »

3. Get New Windows For $0 Down - Check This Website To See If Your Home Qualifies »

4. Minimize Auto Repairs With an Auto Warranty - Seniors Can Check Their Eligibility Here »

5. Get a $0 Electric Bill Using This Incentive Program - Enter Your Zip Code at This Website »

6. See If You Can Get a $250,000 Life Insurance Policy for $18/mo - Visit This Website To Learn More »

7. Never Pay for Covered Home Repairs Again - Check Home Warranty Costs at This Website »

8. Get a Reverse Mortgage - Visit This Website »

9. Use This Cash Savings Program to Put $21,573 Back in Your Pocket - Check Eligibility Here »

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